Portugal

Articles (14)

Residency in Portugal for UK Citizens: What You Need to Know
Residency in Portugal for UK Citizens: What You Need to Know Post-Brexit, many UK citizens displayed their dissatisfaction. After all, for years, Britons were used to traveling, studying, and working freely across the EU. And post-December 2020, their right to do so without visas and permits was taken away.However, if you’re looking to swap the grey skies of the UK for the golden sunshine of Portugal, the latter offers a range of residency options, including the D7 visa and the Golden Visa scheme.In this guide, we’ll break down how exactly UK citizens can seek residency in Portugal, what post-Brexit rules mean for them, and how services like Bitizenship help make the process smoother.Why Portugal is a Top Choice for UK CitizensBefore jumping into the nitty-gritties, the legal, the paperwork side of things, let’s talk about a few reasons why Portugal is such a tempting destination for UK citizens:Year-round mild weather: It’s hard to say no to 300 days of sunshine, especially if you’re tired of the same old gloomy skies. While endless grey and drizzle can wear you down, Portugal flips the script with warm summers, mild winters, and plenty of bright, blue-sky days.Lower cost of living: From housing and groceries to nights out, the day-to-day cost of living in Portugal is noticeably lighter. Even in Porto or Lisbon, prices feel gentler than London or Manchester, and in smaller towns, your money stretches even further.High quality of life and healthcare: Portugal scores high on all global quality of life indices. These indices measure things like healthcare efficiency, public safety, and the overall happiness and satisfaction levels of the citizens. There is public healthcare for residents, which is heavily subsidised, and private healthcare, too, at a much cheaper cost than in the UK.Strong expat community: A major issue when moving to another country is simply the feeling of isolation that may gloom over you, especially when you don’t speak the language. However, there is a well-established British expat community living in Portugal.From pubs showing football (Cristiano Ronaldo’s home turf, after all) to doctors who speak English, Portugal feels familiar fast. With a community of fellow Brits, home suddenly doesn’t feel so far away.How Brexit Changed the RulesBrexit changed a massive part of UK nationals’ cultural freedom: the freedom to live, work, and travel anywhere in the EU without restrictions. You can still move, but now there are a few hoops to jump through.Here’s what that means in practice:Stays over 90 days now require a visa or residency permit.Working in the EU requires a separate work authorization.For short visits, a Global Health Insurance Card (GHIC) or a valid European Health Insurance Card (EHIC) works. But if you’re staying long-term, you’ll need to register with the local healthcare system.Social benefits aren’t automatic anymore because you’ll need residency to qualify.What This Means for Visas, Work Rights, and ResidencyUK citizens now have to plan their time in Portugal more carefully. Short trips of up to 90 days in any 180-day period are still visa-free under Schengen rules. But if you want to stay longer, you’ll need the right visa, like the D7 (for retirees or passive income earners) or the Golden Visa (for investors). This applies whether you’re retiring, studying, or working.Since automatic work rights are gone, any job in Portugal now requires a valid work visa or permit. That means doing your homework, because overstaying or working without authorization can lead to fines or even deportation. The good news? Portugal offers clear, structured routes for both work and residency.One thing that hasn’t changed: UK citizens can still buy property in Portugal with zero restrictions, making it a solid choice for investment and residency applications. Health insurance is required at first, since automatic reciprocal coverage no longer applies, but once you have residency, you can register for Portugal’s public healthcare system.Your Residency Options in PortugalPortugal offers several pathways to residency, each suited to different preferences and financial situations.1. Portugal Golden VisaThe Golden Visa program is designed to attract foreign investors. This increases foreign investment in the Portuguese economy. In exchange for qualifying investments, you’re offered residency rights. While some routes, like residential real estate, have been restricted, the program still has attractive options.Key benefits and requirements include:BenefitsRequirementsYou merely need to spend 7 days (minimum) per year in Portugal, which is perfect for people who want a base in Europe but do not intend on relocating full time.Be a non-EU/EEA/Swiss national.Once you invest in Portugal Golden Visa, you can travel across 27 European countries visa-free, similar to how things were pre-Brexit. This is ideal for frequent travellers and business owners.Make a qualifying investment and maintain it for at least 5 years.Since the UK allows for dual citizenship, you can apply for permanent residency or Portuguese citizenship after five years.Have a clean criminal record.While direct residential real estate investment is no longer a qualifying option since 2023, some commercial real estate investments may still apply under certain conditions. However, previously approved investors can still maintain residency via property routes.Be at least 18 years old.The visa includes spouses, dependent children, and dependent parents under the same application.Obtain a Portuguese NIF (tax number).With real estate options limited, many are now turning to fund-based investments with strong returns and fewer bureaucratic hurdles.Have a valid passport.Proof of legal source of funds.Private health insurance or enrollment in Portuguese healthcare.Submission of relevant legal documents such as birth and marriage certificates for family members.Qualifying investments can include any of the following:€250,000 minimum donation to arts or cultural institutions€350,000 to €500,000 investment in qualifying real estate (depending on location and property age)€500,000 investment in Portuguese investment funds€500,000 investment in scientific researchCreation of at least 10 jobs in Portugal (no minimum investment specified)Application StepsSubmit initial application with documentationComplete the qualifying investmentAttend biometric data appointments in PortugalRenew residency permits every two years with continued investmentCosts InvolvedApplication fees and residence permit cards cost around €605 and €6,045 per person initiallyRenewal fees is about €3,023 per person every two years to maintain residencyFor professional assistance, translation, document preparation, expect between €5,000 and €10,000 or more l egal and processing fees depending on complexityDocument preparation and notary fees can start around €1,000Travel insurance is often required for visa applications and usually about €400 per person annuallyOther costs include real estate purchase, health insurance premiums until enrolled in public healthcare, and moving expensesNOTE: These costs are approximate and can vary. Always confirm current fees with Portuguese authorities or your advisor.2. D7 VisaThe D7 visa, sometimes also referred to as the Passive Income or Retirement Visa, is designed for people who can support themselves financially. This includes remote workers, retirees, passive income earners, people living off investments or rental income, and the lot. Essentially, it is for those citizens who do not depend on work in Portugal directly, enabling them to get full-time residence with access to healthcare and social systems.Key benefits and requirements include:BenefitsRequirementsLegal residency in portugal for UK citizens with the right to live indefinitely (after renewals)Requires proof of sufficient passive income or pension (minimum approximately €9,840 annually for a single applicant as of 2025)Ability to bring family membersMust have health insurance before residency approvalAccess to the public healthcare system once residency is grantedProof of accommodation in PortugalClean criminal record and valid passportRemote workers and digital nomads highly favor this visa because it doesn’t require a job offer from a local employer.3. Other Routes for Residency in Portugal for UK CitizensIf you don’t qualify for the Golden Visa or D7, all hope isn’t lost. You’ve still got the following options:Work Visas: If you receive a job offer from a Portuguese company, your employer can sponsor your visa. This process is common in the tech, tourism, and healthcare industries.Study Visas: Portugal’s universities are increasingly international. Students from the UK can apply for a residence visa valid for the duration of their studies, often renewable annually.Family Reunification: If you have a close family member who’s a legal resident or citizen of Portugal, you can apply to join them. This applies to spouses, dependent children, and sometimes parents.Life in Portugal as a UK ExpatWith plenty of UK nationals living in Portugal, a fair idea about what life is like in Portugal as a UK expat can be conceived. Let’s talk about the essentials:1. Housing and Cost of LivingLisbon and Porto are popular but pricey, similar to London. Thankfully, whether you intend on renting or buying, Portugal has plenty of housing options. Expats report they found more value in Alentejo, the Silver Coast, or interior regions. From coastal villas to city apartments, there are plenty of options out there. A modest lifestyle in Portugal can cost around €1,200/month for a single person or €2,000/month for a couple.Daily expenses like groceries, eating out, transport, utilities, and entertainment tend to cost less, making day-to-day living comfortable even on a moderate budget.2. Healthcare AccessOnce you become a resident, you can register for the Portuguese public healthcare system (SNS), which covers most treatments for a low fee. Private insurance is also widely available for around €50/month.Doctors tend to speak English in both the public and private sector, and the healthcare in Portugal is ranked well in Europe, with private care often available at much lower costs than in the UK.3. Education OptionsPortugal has plenty of options when it comes to schooling, so bringing your kids along wouldn’t result in setbacks for their or your education.Public schools come with free access. There are numerous excellent international schools, especially in Lisbon, Cascais, Porto, and the Algarve. Curricula offered include British, American, and International Baccalaureate (IB), as well as universities offering degrees in English, a major attraction for international students.4. Integration TipsGetting comfortable in any country can seem difficult at first, but give it some time. The best way to understand the people and the culture is to understand the language, so we recommend learning Portuguese. Even basic phrases go a long way toward making you feel connected with the locals. Start with basics to greet and interact politely, as it’s respectful and helpful for citizenship.From there, you can start building social connections. Many expat clubs exist, and one is always welcome to join local classes or community events. Embrace the local culture, food, festivals, and traditions to feel at home.How Bitizenship Helps UK Citizens Get Portugal ResidencyGetting a visa, making the right investments, and navigating a new country’s legal system isn’t exactly simple. It’s even trickier if your wealth isn’t sitting in a traditional bank account. Many people today hold most of their assets in Bitcoin or other cryptocurrencies, and that’s where Bitizenship comes in.We help Bitcoin-first investors and crypto holders secure European residency (and even citizenship), with a strong focus on the Portugal Golden Visa. With 8 years of on-the-ground experience in Portugal and 110 Golden Visas managed to date, we guide clients every step of the way, including:Legal supportTax representationBank account setupConcierge servicesPlus, through our partnership with the Unbound Fund, we offer a direct route to Golden Visa eligibility via private equity investment that is compliant, secure, and crypto-friendly. This makes it perfect for those who’ve built wealth in crypto and want EU freedom without converting everything to fiat first. Get in touch to start the process right away.Closing ThoughtsPortugal is still very much within reach for UK citizens. The Golden Visa remains one of the most reliable routes, but it’s not the only one. You can also apply through the D7, work, study, or family reunification.With its warm climate, friendly culture, and affordable lifestyle, Portugal is an attractive choice no matter your path. The process can be complex, though, so either do your homework or let the experts at Bitizenship guide you. Portugal is ready when you are.FAQsCan a UK citizen get residency in Portugal? Yes, absolutely. Residency in Portugal for UK citizens can be achieved through a number of ways. Options include applying for the appropriate visa such as the Golden Visa, D7 visa, work visa, study visa, or via family reunification. How much money do I need to get residency in Portugal? In order to get residency in Portugal, you need to apply for the appropriate visa. Different options have different costs. The Golden Visa requires investments starting at €250,000, while the D7 visa requires proof of regular income, typically around €9,840 annually as of 2025, plus funds for living expenses. What is the easiest way to get residency in Portugal? The easiest route is rather subjective here. If you’re a remote worker or have passive income, D7 is the simplest method. The Golden Visa, on the other hand, is best for those who prefer an investment-based route with relatively low stay requirements. Can I retire to Portugal as a UK citizen? Yes! Portugal is one of the top retirement spots for Brits, with great healthcare, weather, and affordability. The D7 visa is specifically geared for retirees and passive income holders, allowing you and your family to live legally in Portugal.

12 MIN READ

How to Live in Portugal as an Expat or Digital Nomad
How to Live in Portugal as an Expat or Digital Nomad If you, like many others, came back from a Portugal vacation thinking that you’ve found your place, and you started wondering how to live in Portugal, we have news for you. An increasing number of expats, digital nomads, and retirees make that same move each year, but not only for the weather and culture. Portugal offers residency pathways that are accessible, a healthcare system that works, and a legal environment that’s foreign-income-friendly.Now, it’s not as simple as booking a flight and staying long-term, you will need a visa and the right paperwork, but with the right knowledge, you can make your dreams come true.Residency Options: How to Live in Portugal LegallyIf you want to understand how to live in Portugal long-term, residency is the key. The country offers several legal pathways that cater to different profiles: remote workers, retirees, investors, students, and family members. But which one fits your situation best?D7 Visa - For Passive Income and RetireesThis is Portugal’s most popular visa for retirees and anyone with passive income (from pensions, dividends, or rental properties).Minimum Income Requirement (2025):Applicant TypeMinimum Monthly Income*Main Applicant€870Spouse/Partner+50%Dependent Child+30% per child*Based on 100% of the Portuguese minimum wage. These figures may rise.Key perks:Path to permanent residency and citizenshipVisa-free travelAccess to public healthcare (SNS)Approval depends on more than income; you need proof of accommodation in Portugal, a clean background, and a bank account with a couple of thousand euros. Most rejections happen when applicants rush or submit vague financials.If you’re planning retirement and this option interests you, read more in our blog: Is Portugal a good place to retire?Digital Nomad Visa - For Remote WorkersLaunched in 2022, the D8 visa in Portugal is meant for remote workers earning income from outside Portugal.Requirements:Monthly income of at least €3,480 grossEmployment contract or proof of freelance workTax residence outside PortugalThis visa is ideal for tech workers, creatives, and freelancers with stable contracts abroad. You can apply for a temporary stay visa (up to 1 year) or a residency visa (renewable up to 5 years).Golden Visa - For InvestorsThough real estate no longer qualifies, Portugal’s Golden Visa still allows you to live in the country through fund investment or business creation.Golden Visa options (2025):Type of InvestmentMinimum AmountInvestment fund€500,000Company creation with jobs€500,000+Cultural/artistic donation€250,000Why consider it:Only ~7 days/year of physical presence requiredFamily members includedDirect path to EU citizenship in 5 years**There are some talks currently that the Government is thinking about prolonging this period to 10 years.Other PathwaysFamily reunification - Join a spouse or parent legally residing in PortugalStudent visa - For full-time study; can be extended if you find workJob-seeker visa - 120-day visa to look for work in PortugalCost of Living in PortugalLiving in Portugal comes with real financial advantages, especially when you compare it to other Western European countries. While Lisbon, Porto, and the beach towns along the Algarve have seen noticeable price hikes in the last few years, the day-to-day cost of living across most of the country remains manageable. Rent, dining, healthcare, and public services still offer decent value, and there are plenty of ways to make your money go further if you choose your location wisely and understand the system.If you're planning a long-term stay, living in Portugal comfortably often comes down to balancing lifestyle with location. Inland towns, smaller cities, and less tourist-saturated areas offer a slower pace and fewer crowds; they're also significantly cheaper. Whether you're relocating solo or with a family, keeping track of recurring monthly costs like rent, utilities, transport, and groceries will help you plan realistically.Average monthly expenses:Rent (1-bed apartment): €550-€1,700Utilities + Internet: €100-€150Groceries: €270-€500Public transport: €45-50 (monthly pass)Private health insurance: €40-€100Dining out: €8-€15 per meal in a mid-range spotTips and tricks:You’ll spend less in cities like Évora, Viseu, or even parts of the Algarve.Rent typically drops by 20-30% outside urban cores.Coworking memberships can be pricey, especially in Lisbon or Porto, look into libraries, cafés, or shared Wi-Fi spaces in smaller towns.Watch out for “gringo pricing” when dealing with landlords or service providers, learn basic Portuguese and compare before signing anything.Visa renewals, document translations, and local lawyers can eat into your budget, so plan those bureaucratic costs in advance.The cost of living in Portugal will vary depending on how much space you need, how often you eat out, and whether you’re located in a high-demand area. But, with careful planning and a bit of local knowledge, it’s a place where quality of life and affordability go hand in hand. Choosing the right city, knowing how to negotiate, and budgeting for more than just the basics can make your experience much smoother and more enjoyable.Living in Portugal: Healthcare, Taxes & BankingUnderstanding the systems that keep your daily life running, healthcare, taxes, and banking, is just as important as finding a nice place to rent. Here's what people actually deal with when living in Portugal long-term.Public Healthcare (SNS)Portugal’s national health service (Serviço Nacional de Saúde - SNS) covers everything from general consultations to surgeries, at incredibly low prices by international standards. Once you become a legal resident, you’re entitled to use it, just like a local. A standard doctor’s appointment costs about €5-€10. Emergency room visits are often under €20. Prescriptions are partially subsidized based on need.But there are drawbacks. Wait times for specialists can drag out for months. And if you live in a rural area, the nearest hospital may be 40 minutes away. That’s why many expats get private health insurance (average: €40-€80/month) to skip the queues and access English-speaking doctors.TaxesThis is where most foreigners hit a wall. Portugal taxes worldwide income once you’re a tax resident (i.e., spending over 183 days per year here). That includes pensions, dividends, crypto and royalties.The NHR used to be Portugal’s tax system for high-earning expats: 10 years of low or 0% tax on most foreign income. But as of 2024, it’s been phased out for new applicants, replaced by narrower tax incentives tied to specific professions in the new IFICI regime.That means most new residents now need a smart tax plan, often involving:Keeping tax residency abroad (if on a short-term visa)Structuring income through offshore vehiclesWorking with a Portuguese accountant early (budget €500-€1,000 for setup)Portugal also has a wealth tax on properties over €600,000 (AIMI), but no inheritance or gift tax between family members. Capital gains on real estate can apply unless it’s your primary residence.Opening a Bank AccountOpening a Portuguese bank account used to be a bureaucratic maze, but most major banks (Millennium BCP, Santander Totta, Novo Banco) now have English-speaking staff and digital onboarding, especially if you're applying for a visa and need to show proof of funds.You’ll need:NIF (tax number)Passport or residence cardProof of address (can be temporary)Initial depositWhere to Live in PortugalChoosing where to live in Portugal can shape your entire experience. The country is small but diverse. From Lisbon’s energetic vibe to the slow pace of the Alentejo, lifestyle and cost can vary dramatically between regions. And if you're serious about living in Portugal, don't pick a place based on a vacation, pick it based on infrastructure, long-term costs, and integration potential.LisbonLisbon is where most digital nomads and international professionals land first. It has co-working spaces on every corner, excellent transport, and a large expat community. If you work remotely for a tech company or run your own business, this is the most connected base.Keep in mind that housing prices are brutal. Rent for a one-bedroom apartment in central Lisbon is rarely under €1,500. You’re also competing with a tight long-term rental market where many landlords prefer short-term lets or demand six months of rent up front.Best for: remote workers, international families, startup founders.Avoid if: you want peace, space, lower costs.PortoPorto is just as cool, with much of the charm of Lisbon, but with far fewer tourists, and about 20-30% lower rent. It is a go-to place for artists, foodies and people who want a slower pace of life.Infrastructure is also there: a metro system, an international airport, and growing tech communities. Plus, the Douro Valley is an hour away for weekend wine breaks.Best for: solo expats, creatives, freelancers, and couples.Avoid if: you want beach weather year-round, it’s rainy in winter.The AlgarveThe Algarve is known for sun, golf, and British pensioners. But it’s also one of the most affordable places for a comfortable life by the sea. Towns like Lagos, Tavira, and Alvor now have English-speaking services, good healthcare, and a lower cost of living than Lisbon.Groceries are cheap, and there’s a strong, long-term expat community, especially retirees.Best for: retirees, families, slow-paced living.Avoid if: you need access to international business hubs or dislike heat.CoimbraCoimbra rarely makes the lists, but it’s one of the smartest choices if you want a livable, affordable city with strong healthcare, public transport, and a good mix of locals and foreigners. It’s a university town, so English is widely spoken, and there’s a nice rhythm of cultural life without crowds.You’ll find affordable apartments, walkable neighborhoods, and plenty of nearby nature.Best for: long-term residents, families, students, or early retirees on a budget.Avoid if: you’re looking for a beach or international nightlife.Inland Towns (Dão, Beiras, Alentejo)If you want space, silence, and traditional life, small towns in central Portugal offer incredible value. Stone houses, low property taxes, and locals who actually want you to stay long-term.But this comes with some cons: fewer English speakers, more bureaucracy, slower internet, and fewer public services. If you're not fluent in Portuguese, integration can take effort.Best for: off-grid expats, homesteaders, remote workers with cars.Avoid if: you rely on public infrastructure or modern conveniences.Living in Portugal: The BureaucracyKnowing how to live in Portugal is not just picking a city and getting a visa. Once you arrive, the real work begins. You’ll have to navigate some pretty slow bureaucracy that only a local lawyer or long-term expat can walk you through.Here’s a step-by-step look at what you actually need to do, in the right order, if you're planning to live in Portugal long-term:Get Your NIF (Tax Number)You can’t open a bank account, sign a lease, or even buy a SIM card in some cases without a NIF (Número de Identificação Fiscal).Open a Bank AccountOnce you have a NIF, open a Portuguese bank account to transfer funds, set up direct debits, or apply for residency. Most major banks ask for:PassportNIFProof of address Employment or income proof (optional for basic accounts)Banks like ActivoBank, Millennium BCP, and Santander Totta are expat-friendly. Expect some form of monthly fee (~€3-€6).Secure Long-Term HousingAIMA (Agency for Integration, Migration and Asylum) expects you to show proof of stable accommodation, not just a booking.com receipt. This can be:A long-term rental contract (6-12 months)A signed letter from a friend/family if you’re staying with themIn some cases, a notarized promise of future residenceImportant: Most leases are still offline and paper-based. Get familiar with Portuguese rental contracts (“Contrato de Arrendamento”) and ensure it’s registered with Finanças, or it may be rejected for residency.Register with Your Local FreguesiaOnce you’ve got an address, register with your freguesia (civil parish). This gets you the Atestado de Residência, often required for things like:Changing your driver’s licenseEnrolling kids in schoolApplying for a health number (Número de Utente)It’s a small but crucial document that proves you’re actually living where you say you are. Most freguesias require:PassportLease or utility billTwo Portuguese witnesses (varies)Apply for Your Residence PermitIf you came in on a visa, you’ll be scheduled for an in-country AIMA appointment, often 60-90 days after arrival. Bring:All original documents submitted during visa processPassportProof of residenceNIF, bank statements, and proof of health coverageTip: Photocopy everything. Twice. And always expect delays.Get Your Utente Number (Healthcare Access)If you’re a legal resident, you qualify for public healthcare. You’ll need a Número de Utente, which you can get at your local health center (Centro de Saúde).Bring:Passport + residence cardNIFAtestado de ResidênciaProof of addressExchange Your Driver’s License (If Applicable)Americans and Brits can drive on their home license for 185 days, after which they must swap it for a Portuguese one. The process varies depending on your home country’s agreements with Portugal. UK citizens are covered by a simplified swap deal; Americans will often need a medical exam and an apostilled driving record.This is where a lot of expats get stuck, because no one gives them a clear roadmap. Miss a step or show up at the wrong time, and you’re rescheduling appointments two months out.How to Live in Portugal - Pros and ConsThere’s no shortage of Instagram reels romanticizing living in Portugal, but behind the coastal drone shots and “digital nomad” hashtags, daily life is slower, more layered, and often contradictory.The Good Stuff The lifestyle is healthierYou walk more. You sit down for meals. The food isn’t pumped with additives. Even in cities, no one’s rushing to their fourth side hustle or eating lunch at their desk. A €9 lunch menu (soup, main, drink, dessert) is standard across most towns.It's safe, day and nightPortugal ranks as one of the safest countries in Europe. Petty theft happens, especially in tourist zones, but violent crime is rare. You can walk home at 1 a.m. in Lisbon without worrying, something many Americans or Brits notice immediately.English is widely understood in urban areasEspecially in Lisbon, Porto, and the Algarve. That said, learning Portuguese, even basic phrases, makes daily life dramatically smoother. Locals appreciate the effort, and it helps with bureaucracy and integration.Nature is easy to accessSurfing before work, weekend hikes in Sintra, and wine tastings in the Douro. Portugal has beaches, mountains, and forests, and you don’t need a car to reach most of it.The Bad StuffThe bureaucracy can break youEven with a visa in hand, you’ll still face outdated systems: appointments that take months, offices that require in-person forms, and online platforms that glitch constantly. Many expats end up hiring lawyers or relocation agents just to manage things they should be able to do themselves.Salaries are lowIf you’re planning to work locally, expect average wages of €900-€1,300/month unless you’re in a specialized field like tech or medicine. That’s why most expats rely on remote work or passive income. If you don’t have a reliable income source in place, you will struggle.Customer service runs on its own clockDon’t expect Amazon Prime speeds, 24/7 support, or fast responses to complaints. The pace is slower, and you’ll either adapt, or drive yourself mad. “Tomorrow” can mean next week. “We're looking into it” might be the end of the conversation.Winter can be dampPortuguese homes aren’t built for winter. Central heating is rare. Insulation is minimal. If you move there expecting California-like comfort, be ready to spend a few cold, humid months indoors. Buy a dehumidifier, seriously.How to Live in Portugal as an American, Brit, or Other NationalityThe basic process of how to live in Portugal applies to everyone: get a visa, register your residency, and sort out your finances. But your citizenship changes the paperwork, rights, and speed at which you can get things done. Here's what Americans, Brits, and other nationals need to know.Americans Living in PortugalAmericans don’t have special agreements with the EU, so everything hinges on your visa. The D7 visa is by far the most popular route for retirees and remote workers, but the Digital Nomad Visa is getting more popular for higher earners.Key tips:Bring an FBI background check, apostilled (takes ~4-8 weeks)U.S. documents often require translation + apostilleGet your NIF and open a Portuguese bank account before applying, even from abroadBanking tip: Americans face FATCA compliance, so some banks are hesitant. Millennium BCP and Santander Totta tend to be the most US-friendly.Brits Living in Portugal (Post-Brexit)Before Brexit, British citizens could live and work in Portugal freely. Now, you're considered a third-country national, same as Americans. That means visa requirements apply.Key points:UK citizens still benefit from the mutual recognition of driver’s licensesThere's a streamlined path for healthcare access, especially for pensioners with an S1 formIf you lived in Portugal before 2021, your rights are protected under the Withdrawal AgreementFor retirees, the D7 visa remains the most straightforward. For remote workers, the Digital Nomad Visa works if your income is above the €3,480/month threshold.EU Citizens Living in PortugalIf you’re from France, Germany, Italy, Spain, or any EU country, you don’t need a visa to live in Portugal. But you do have to register your residence if staying longer than 90 days.Here’s what’s required:Proof of income or employmentHealth insurance (public or private)Proof of addressRegistration with your local Câmara Municipal (town hall)That gets you your Certificado de Registo de Cidadão da União Europeia, valid for 5 years.Brazilians and Lusophone CountriesCitizens of Brazil, Angola, Mozambique, and other Portuguese-speaking countries often benefit from simplified residency and work rights under the CPLP (Community of Portuguese Language Countries) agreements. Brazil, in particular, has reciprocal deals allowing easier visa processing and recognition of documents.Other Common Nationalities:NationalityNotesCanadiansFollow similar path as Americans; apostille via Global Affairs Canada requiredAustraliansEligible for D7 and Digital Nomad visas; all documents need to be apostilledSouth AfricansVisa processing times often longer; watch for delays in AIMA appointmentsUkrainians/RussiansSpecial humanitarian considerations may apply for Ukrainians; Russian citizens face increased scrutinyIf Living in Portugal is Your Goal, Bitizenship Can HelpIf you’re exploring long-term options for living in Portugal, then at some point, you’ll want to move beyond residency and think about full Portugal citizenship. That’s where Bitizenship comes in.We specialize in helping clients secure Portuguese residency and eventual citizenship through a crypto-compatible investment route: the Unbound Fund, a fully qualifying vehicle under Portugal’s current Golden Visa rules. And it’s ideal for you, if you want a clear path toward an EU passport.Our team handles every step of the process, starting with fund onboarding and legal structuring, and continuing all the way through document preparation, AIMA scheduling, and coordination with trusted Portuguese immigration lawyers and tax professionals.We make sure everything is compliant, efficient, and built around your personal goals, whether that’s diversifying your citizenship portfolio or simply setting up a more stable future abroad.If your goal is long-term EU mobility, greater financial freedom, and a strategic Plan B for your family, we’ll help you get there, with clarity from day one to your Portuguese passport.Final ThoughtsStill wondering if Portugal's right for you? It probably is.Portugal almost has it all. The paperwork is clear. The cost of living stretches your budget without lowering your quality of life. The pace is slower, and the lifestyle is better. You can walk more, eat better, and still afford a decent place to live.It’s not perfect. Things move slow, and some systems are outdated. But if you’re looking for a place that offers stability, safety, and a real chance to build a new chapter, Portugal delivers.FAQ About Living in PortugalCan a foreigner live in Portugal? Yes. Foreigners can live in Portugal by obtaining a legal residency permit, usually via a visa like the D7 (passive income), Digital Nomad Visa, or Golden Visa. EU citizens don’t need a visa but must register locally after 90 days. Can you live in Portugal on $2,000 a month? In most places, yes, especially outside Lisbon and Porto. Rent in cities like Coimbra, Braga, or inland towns can be under €600. Just budget carefully for utilities, transport, and private healthcare if needed. If you're a couple, $2,000 is tight but still manageable outside urban hotspots. Is moving to Portugal difficult? The move isn’t difficult, but the bureaucracy is. Getting a visa is only step one. After arrival, you’ll face multiple appointments, registration steps, and systems that don’t always talk to each other. It’s manageable with research or help from a relocation professional. Is it easy to live in Portugal? Day-to-day life is peaceful, safe, and affordable compared to most of Western Europe. But integration takes effort, especially with language and paperwork. It's “easy” once you’ve set everything up properly and accepted the slower pace. How to live in Portugal as a foreigner? Secure a visa (D7, Digital Nomad, etc.), arrive with your documents in order, register your residency locally, and set up essentials (bank account, healthcare, housing). Staying long-term requires meeting income thresholds and renewing your permit every 2 years until you qualify for permanent residency. How to live in Portugal as an American? Apply for a D7 or Digital Nomad visa at a Portuguese consulate in the U.S. You’ll need proof of income, a Portuguese bank account, and NIF. Once approved, move to Portugal, register with AIMA, and complete local formalities like getting a Utente number for healthcare. How to live in Portugal as a UK citizen? Post-Brexit, UK nationals must follow standard third-country rules. Apply for a long-stay visa before arrival. If you lived in Portugal before 2021, different rules apply under the Withdrawal Agreement. D7 and Digital Nomad visas are the most used paths. What are some bad things about living in Portugal? Long waiting times for public services (healthcare, AIMA appointments)Poor insulation in many homesSlow or inconsistent customer serviceRental market shortages in Lisbon/PortoComplicated bureaucracyStill, most expats consider these tolerable trade-offs for the lifestyle and cost of living. Can I live in Portugal for just 3 months? Yes, with a tourist stay, no visa needed for most nationalities. Just don’t overstay your 90/180-day Schengen limit. You can’t legally work for a Portuguese employer, but remote work for foreign companies is generally tolerated.

20 MIN READ

Everything You Need to Know About Dual Citizenship in Portugal
Everything You Need to Know About Dual Citizenship in Portugal A second passport could be about more than travel freedom; it gives you options. If you're looking for long-term stability, securing rights in the place you've chosen to live in, or want to pass down legal benefits to your children, dual citizenship in Portugal offers a legal path to do all of that while staying connected to your home country.Portugal has become one of the most appealing places in Europe to establish a second citizenship. Whether you're planning to live here full-time or just want to make your position in the country more permanent, it's worth understanding how Portugal's dual citizenship works and what it can offer you.Does Portugal Allow Dual Citizenship?Yes, Portugal allows dual citizenship without requiring you to give up your original nationality. That applies whether you're from the U.S., Brazil, the U.K., or most other countries with reciprocal policies.This means you can become a Portuguese citizen and still hold your current passport, keeping your voting rights, property rights, and healthcare access in both countries. You're recognized fully in both legal systems. Portugal does not penalize or restrict people for holding another citizenship alongside Portuguese, and this policy is written into the law.This matters a lot for people with long-term plans. Let’s say you’ve been living in Portugal for several years, paying taxes, enrolling your kids in school, or maybe even running a business. Gaining Portuguese dual citizenship would let you vote in national elections, get an EU passport, and avoid having to constantly renew residency permits or worry about future immigration changes. And you can do it all without losing your original citizenship.What Exactly is Dual Citizenship in Portugal?Dual citizenship in Portugal means you're legally recognized as a citizen of both Portugal and your original country. You don’t have to choose one over the other; you hold the rights and responsibilities of both. That includes things like the ability to vote, access healthcare, own property, and work freely across the EU.What’s important to understand is that dual citizenship is not the same as residency. Residency gives you permission to live in the country, but it comes with conditions: renewals, minimum stay requirements, and limited political rights. Citizenship, on the other hand, is permanent. You can leave the country for years and still come back with full legal rights.Citizenship also gives you access to a Portuguese passport, which is one of the strongest in the world. As a citizen, you can live and work in any EU country without a visa, and you get consular protection anywhere in the world from both countries you’re a citizen of.Why Choose Portugal for Dual Citizenship?Portugal isn’t the only country that allows dual citizenship, but it’s one of the most accessible and practical countries for long-term residents. For people already living there, or seriously considering a move, it’s one of the best European countries to get naturalized in, and the benefits stretch far beyond the border.One major reason people choose dual citizenship in Portugal is the access it provides to the European Union. A Portuguese passport gives you the legal right to live, work, and study in any EU member state without needing a visa. This can completely change your career options, investment strategy, or family planning.Healthcare and education are also a big part of the draw. Portugal’s public healthcare system is ranked among the best in the world in terms of cost-to-quality ratio. As a citizen, you can use it without restrictions. Public universities are affordable, and your children, if they’re also citizens, are eligible too.From a legal and financial standpoint, citizenship brings more stability. You’re not tied to the changing rules of a visa or residency permit. There’s no need to constantly reapply or prove your income.What You Can Do with Portuguese CitizenshipWhy It MattersLive and work in any EU countryExpand job and business opportunitiesEnroll in public healthcareAccess affordable care without extra feesSend kids to public schools/universitiesLower education costs and full eligibilityBuy property without restrictionsFewer legal hurdles and better financingTravel visa-free to 190+ countriesEasier mobility for work and personal lifeVote in local and national electionsFull political rights and civic participationPass citizenship to your children automaticallyBuild legal security across generationsWho Is Eligible for Portuguese Dual Citizenship?Portugal offers a relatively accessible path to citizenship compared to many other EU countries. Whether you’ve been living in Portugal for years or have family ties to the country, the system is built to accommodate long-term integration. Best of all, Portugal fully allows dual nationality, so if your home country does too, you won’t have to renounce anything.Here’s a breakdown of the main routes to obtaining dual citizenship in Portugal, and what each one involves:Citizenship by Descent (Jus Sanguinis)If you have at least one Portuguese parent, you’re likely already eligible. You don’t need to meet a residency requirement or pass a language test. All you need is documented proof of your lineage: birth certificates, marriage certificates, and official records that show the family link.If your grandparent was Portuguese but your parent didn’t claim citizenship, you can still apply, provided you show a meaningful connection to Portugal. That can include time spent in the country, cultural ties, or even language skills.This option is often used by Brazilian, Angolan, Cape Verdean, or Goan nationals with Portuguese ancestry, but it applies to anyone with the appropriate lineage.Citizenship by Marriage or Civil UnionIf you’re married to a Portuguese citizen or have been in a legally registered civil partnership for at least three years, you can apply for citizenship through that relationship. The process is simpler than naturalization and doesn’t require continuous residency in Portugal.You will, however, need to prove the relationship is genuine and ongoing, and pass a basic Portuguese language test (A2 level). Living in Portugal can help strengthen your case, but it isn’t strictly necessary.Be aware that “de facto unions” (non-married couples living together) are recognized if they’re registered properly and meet the minimum duration requirement. This is often overlooked by applicants who assume it’s only for legally married couples.Citizenship by NaturalizationThis is the most common route for expats, digital nomads, and immigrants who’ve built their lives in Portugal.To qualify, you must:Have lived legally in Portugal for at least 5 years.Be able to speak basic Portuguese (A2 level).Have a clean criminal record.Be registered with the Tax Authority (Finanças) and Social Security if applicable.Provide proof of stable accommodation and income.The five-year clock starts from the date you receive your first legal residence permit, not from when you arrive as a tourist. Time spent on visas such as D7, D8 (digital nomad visa), or golden visas counts toward this.If you came through Portugal’s Golden Visa program, you’re still eligible for dual citizenship in Portugal through naturalization. The key advantage is that you don’t need to live in Portugal full-time, just an average of seven days per year over five years. While real estate investment is no longer part of the program, qualifying investments in Portuguese funds or job-creating businesses still apply.The application process can take a year or longer, and bureaucracy can be tedious in Portugal, but many people complete it with the help of a lawyer or by following official guidance closely.Once granted, you’re a Portuguese citizen for life, even if you leave the country.Citizenship for Children Born in PortugalChildren born in Portugal to foreign parents may be eligible for citizenship if at least one parent has legally resided in the country for one year or more. This is a progressive policy compared to other EU countries.Citizenship is not automatic at birth, but it can be claimed quickly and easily after birth registration.This rule has encouraged many immigrant families to settle long-term, knowing that their children will have a secure future as full EU citizens.Citizenship for Sephardic Jewish DescendantsPortugal’s historic law granting citizenship to descendants of Sephardic Jews, whose ancestors were expelled during the Inquisition, was one of the most generous in Europe. Applicants had to prove Jewish heritage and a connection to Portuguese culture or community.However, as of recent legal updates (2022 onward), the process now includes tighter conditions:You must show ancestry and a lasting connection to Portugal, such as property ownership or frequent visitation.A recommendation letter from a recognized Portuguese Jewish community is still required.While the window hasn’t closed entirely, the government has made clear that applications going forward will face more scrutiny. Still, this remains a viable option for those with documented heritage.How Hard Is It to Get Citizenship in Portugal?Compared to many other countries in the EU, Portugal makes it relatively straightforward to obtain citizenship, especially if you’ve lived in the country legally and consistently. But “straightforward” doesn’t mean fast, and it doesn’t mean effortless. You’ll still be dealing with paperwork, waiting times, and government processes that can feel frustrating.The biggest hurdles are usually:TimeYou need to legally reside in Portugal for five years (a new bill has been proposed that could increase it to 10 years for most cases) before applying. That means keeping your residency permit valid and up to date the entire time.If you're on a Golden Visa, “residency” doesn’t mean full-time living. The law only requires you to spend an average of seven days per year in Portugal over those five years. As long as you maintain your investment and meet the minimum stay, it still counts toward eligibility for dual citizenship in Portugal.LanguageYou’ll need to pass a basic Portuguese language test (A2 level), which requires some studying, especially if you haven’t picked it up naturally while living here.DocumentationThe application process involves gathering official documents from both Portugal and your home country, many of which need to be apostilled, translated, and notarized. Missing one piece can cause delays.WaitingProcessing times for citizenship applications can stretch beyond a year. Some people hear back in 8-10 months, while others wait 18 months or more, depending on the workload at the local registry office and how clean their paperwork is.But, there is no vague or impossible criteria. There’s no requirement to prove cultural integration so far (although it has been proposed in the new bill) beyond the language test. No need to pass interviews. No arbitrary denials if you meet the criteria. The rules are clear, and the system is relatively consistent.What Is the New Citizenship Law in Portugal?While updates in 2023 streamlined certain aspects, a government proposal from June 2025 could significantly reshape the path to dual citizenship in Portugal. Here's where things stand:Key Changes Already in PlaceResidency requirement reduced from 6 to 5 years (as of 2023) - good news for naturalisation applicants.Golden Visa still counts: Investors only need to spend an average of seven days per year in Portugal during the qualifying period.Standardised A2-level language test and clearer cultural integration guidelines.New Proposal Raises Residency to 10 YearsOn June 23, 2025, the government introduced a draft law to increase the residency requirement from five to ten years for most foreign applicants, with some exceptions:Non‑CPLP nationals (e.g., U.S., Canada, India, Ukraine) would need 10 years of legal residence.CPLP nationals (Brazil, Angola, Mozambique, etc.) would require 7 yearsThe proposal also adds stricter requirements:A cultural integration exam to demonstrate knowledge of Portuguese rights, duties, and history.Mandatory declaration of support for democratic principles.Citizenship could be revoked for serious crimes.The Sephardic route may face tighter scrutiny or potential restrictions This proposal must pass through Parliament and receive final approval before becoming law.Impact on Golden Visa ApplicantsUnder current law, Golden Visa applicants only need to spend an average of 7 days per year in Portugal to meet the residency requirement.The new proposal would not affect Golden Visa holders, as their qualifying residency is defined by investment, not physical presence.However, the overall citizenship timeline could shift dramatically if passedIf you're part of the Golden Visa program and applying soon, your application will be governed by the rules in effect at the time of submission. After that, any new applications would fall under the updated (longer) timelines.Where Things Stand TodayNothing has changed yet; these proposals are still pending parliamentary approval. Current applicants and existing Golden Visa holders won’t be affected retroactively. But new applications after the law’s enactment would follow the updated timeline.What You Should DoAlready in the process? Continue as planned under the current 5-year framework.Considering the Golden Visa now? It’s wise to apply before any new law takes effect to benefit from the shorter timeline.Planning long term, especially if you're not CPLP‑national: brace for a potential 10-year wait and begin preparing, language, integration evidence, and documentation, so you’re ready when it’s time to apply.Portuguese Dual Citizenship vs. Permanent Residency: Which Suits You Better?If you’ve been living in Portugal for a while, you’ve probably heard the argument: why go through the trouble of applying for citizenship when permanent residency already gives you most of what you need? Let’s break it down.FeaturePermanent ResidencyPortuguese Dual CitizenshipDurationRenewable every 5 yearsPermanent, for lifeVoting rightsNoYes, local, national, and EU electionsPortuguese passportNoYes, full EU travel & work accessRight to live in other EU countriesNoYesPublic jobs & full political rightsNoYesDeportation riskPossible (in rare, serious cases)NoneResidency requirementsMust live in Portugal most of the timeNone once you're a citizenInheritance to childrenNot automaticCitizenship can be passed down automaticallyWhy It MattersPermanent residency lets you live and work in Portugal, buy property, access healthcare, and renew your permit every few years, so for many people, it’s “good enough.” But it’s also a status that can be taken away if you fail to meet requirements like physical presence or legal renewals.Citizenship is permanent. It cannot be revoked unless acquired fraudulently. You can live abroad for years and still return at any time with full rights. You can vote, travel freely across the EU, and pass citizenship on to your children automatically.Let’s say you’ve lived in Portugal for over five years, have a stable setup, but occasionally spend long stretches abroad for work. A permanent residence permit might not survive long absences. Applying for dual citizenship in Portugal ensures you never lose your legal footing, no matter how global your lifestyle gets.Tax Implications of Holding Dual Citizenship in PortugalGetting dual citizenship in Portugal doesn’t automatically mean you owe more taxes. What matters is whether you’re a tax resident, not just a citizen. Portugal taxes people based on where they live, not what passport they have.So, if you spend more than 183 days a year in Portugal, or it’s clearly your main home, then you’re a tax resident. If you’re not living there most of the year, Portugal likely won’t tax you at all.For people who do become tax residents, Portugal used to offer the Non-Habitual Resident (NHR) regime, which gave a bunch of tax breaks for 10 years. That program ended in 2024, and it’s been replaced with something more limited (IFICI regime). The new system only applies to specific professionals, mostly people working in science, research, or innovation fields. If that’s not you, there’s no special treatment anymore.If you’re from the U.S., you’ll still need to file taxes back home no matter what. But Portugal and the U.S. have a tax treaty, and there are credits and exclusions to avoid double taxation. It’s not necessarily simple, but it’s manageable, especially with an accountant who understands expat taxes.Portugal's dual citizenship doesn’t automatically create new tax problems. It just gives you more flexibility. If you live in Portugal full time, you’ll pay taxes like everyone else. If you don’t, you probably won’t. And if you’re coming from a country like the U.S., you already know you’ll be filing in both places anyway.Maintaining Your Dual Citizenship in PortugalOnce you’re granted dual citizenship in Portugal, it’s not something you have to constantly manage. Portuguese citizenship is for life unless it’s revoked for serious reasons like fraud during the application process. That said, there are a few things to be aware of to keep everything in good standing.Renewing Your Portuguese PassportPortuguese passports are valid for 5 years (for children) or 10 years (for adults). You can renew your passport in Portugal or at any Portuguese consulate abroad. It’s a straightforward process, and it doesn’t require proof of ongoing residency or income.Voting and Civic DutiesYou’ll now have the right to vote in local and national elections. You’re not required to, but if you’re living in Portugal, it makes sense to register and have a say. If you live abroad, you can vote from wherever you are, just make sure your voter registration is updated.There’s no military service requirement, and Portugal doesn’t have civic duties like jury service for citizens living abroad.Obligations to Your Other CountryBecause Portugal dual citizenship is fully recognized, you can hold both nationalities without conflict, so long as your home country also allows it. That means you may still have responsibilities like:Filing taxes in your home country (especially if you're from the U.S.).Renewing your original passport.Notifying both governments if your personal info changes (name, marital status, etc.).Portugal doesn’t monitor or restrict your movements abroad, but some countries require citizens to enter and exit using their own passports. Always check both sides when traveling or updating documentation.A Quick ExampleLet’s say you’re a dual U.S.-Portuguese citizen living in Berlin. You can renew your Portuguese passport at the consulate in Germany, vote in EU Parliament elections, and access EU healthcare when needed. You don’t need to live in Portugal to keep any of those rights.Bitizenship Guides the Way Toward Dual CitizenshipFor anyone pursuing dual citizenship in Portugal, knowing the law is only part of the equation. You also need a clear, compliant path and a team that understands how to navigate it without delays, surprises, or confusion. That’s where Bitizenship comes in.We work exclusively with clients applying through the Unbound Fund, a fully qualifying investment fund under Portugal’s current Golden Visa rules. With Golden Visa, you get Portugal residency. From that first decision to invest, we manage everything that follows and stay with you through the full residency process. After 5-10 years, you’re eligible to apply for dual citizenship in Portugal.That includes:Coordinating the fund subscription and legal structuringHandling immigration paperwork and document prepConnecting you with licensed Portuguese lawyers and tax professionalsEnsuring full compliance from day one to the passportOur goal is to make sure your investment leads to long-term outcomes, namely, a Portuguese passport and all the second passport benefits that come with it: EU mobility, more freedom to live and work abroad, and greater security for your family’s future.If you’re ready to invest in alternative citizenship through Portugal, Bitizenship offers a direct, well-supported path from the first step through to the last.Final ThoughtsGetting dual citizenship in Portugal can offer a way out of the uncertainty that comes with a temporary status. You stop worrying about renewing your residency every few years. You stop planning your life around visa rules. You gain the right to vote, to come and go without restrictions, and to give your kids EU citizenship without starting from scratch.If you’re willing to commit to staying legally, learning enough Portuguese to pass the test, and gathering the documents to prove your timeline there, Portugal makes it worth it.FAQs Does Portugal allow dual citizenship with the UK? Yes. Portugal allows dual citizenship with the UK, and the UK does too. If you’re a British citizen who becomes a Portuguese citizen, you don’t have to give up your UK passport. You’ll be able to live, work, and vote in Portugal while still keeping all your UK rights. What does Portugal's dual citizenship cost? The government fee for a standard naturalization application is around €250. That doesn’t include additional costs like translations, apostilles, legal help, or getting certified copies of documents. If you use a lawyer or agency, the total cost can run anywhere from €500 to over €2,000 depending on your case. Can U.S. citizens have dual citizenship with Portugal? Yes. The U.S. government allows dual citizenship, and so does Portugal. If you’re a U.S. citizen and meet Portugal’s requirements, you can apply for citizenship without giving up your American passport. You’ll be a citizen of both countries and can travel, live, and work in the U.S. or the EU whenever you want. How does dual citizenship with Portugal affect U.S. taxes? U.S. citizens are taxed on their worldwide income, no matter where they live or how many passports they hold. So even after getting dual citizenship in Portugal, you’ll still need to file a U.S. tax return. The good news: Portugal and the U.S. have a tax treaty, and there are tools like foreign tax credits and exclusions to avoid being taxed twice. Can I get Portuguese dual citizenship through my parents? Yes. If at least one of your parents is Portuguese, you can apply for citizenship by descent. This is usually faster and easier than naturalization. You don’t need to live in Portugal or pass a language test, just prove your family connection with the right documents. How does Portuguese citizenship by descent work? You’ll need to show that your parent or grandparent was a Portuguese citizen. That usually means providing birth, marriage, and death certificates to prove the lineage. If your connection is through a grandparent, you’ll also need to demonstrate a meaningful connection to Portugal, like speaking the language, visiting regularly, or having property or community ties. What’s the process for Portuguese citizenship through the Golden Visa? If you’re a Golden Visa holder, you can apply for Portuguese dual citizenship after five years, just like anyone else. The difference is that you don’t need to live in Portugal full-time, just an average of 7 days per year. Once you meet the time requirement and submit your documents (including proof of basic Portuguese language), you can apply for citizenship through the same naturalization process.

20 MIN READ

How Hard Is It to Move to Portugal? Everything You Need to Know
How Hard Is It to Move to Portugal? Everything You Need to Know If you’ve ever looked at dreamy pictures of Portugal and thought it would be a perfect home for you but got overwhelmed by the idea of moving, handling all the paperwork and Visa requirements, today is your lucky day.Lately, Portugal has been attracting a growing number of people that are drawn to its sunny coastline, affordable lifestyle, and relaxed pace of life. But before you start packing your bags, you’re probably wondering how hard it is to move to Portugal, really?The answer depends on a few things: your citizenship, the type of visa you need, how long you plan to stay, and what kind of lifestyle you want to build once you’re there. For some people, the move is surprisingly smooth. For others, the process can feel like a maze of paperwork and requirements. And that’s exactly what this guide is here to help with.Because we’re covering it all. We’ll also look at the perks, the challenges, and what daily life looks like after you’ve settled in.Why So Many People Are Moving to PortugalPortugal didn’t always top the list of relocation destinations. But over the past decade, it’s become one of the most sought-after countries for people looking to reset their lifestyle.Lisbon, Porto, and smaller cities like Coimbra or Braga have all attracted waves of remote workers and young families. Along the coast, retirees settle into beach towns like Lagos or Cascais, where healthcare is good, real estate is still (mostly) reasonable, and you can walk to your favorite bakery.Portugal offers:A relatively low cost of living compared to the U.S., U.K., or parts of Western Europe.A safe, politically stable environment with universal healthcare.A climate that rarely dips below freezing and has over 300 sunny days in some regions.Friendly locals and growing expat communities.Accessible visa pathways for non-EU nationals.But despite the sunny exterior, it's not all seamless. A lot depends on your paperwork, your timing, and how well you’re prepared. Visas and Residency - What Are Your Options and What Do They Cost?If you’re not an EU or EEA citizen, you’ll need a visa to live in Portugal long-term. How hard it is to move to Portugal depends on the type of visa you apply for and how well you fit the criteria. Some visas are straightforward; others take more time and planning.D7 Visa (Passive Income / Retirement Visa)This is one of the most popular options for retirees and remote workers who have stable passive income (like pensions, rental income, or dividends).Requirements:Proof of stable, passive incomeRecent bank statements that show consistent earningsA valid passportPortuguese NIF number (tax ID)Proof of accommodation in Portugal (rental contract, property ownership, etc.)Criminal background check from your home countryPrivate health insurance that is valid in PortugalFees: Around €80-120 for the visa application, plus residence permit fees (~€160 once in Portugal).Processing time: 60-90 days from your local consulate. Expect delays depending on demand.So, how hard is it to move to Portugal with a D7 visa? If you’re organized and meet the income requirement, it’s one of the smoothest options.Digital Nomad Visa (D8 Visa)This is a newer visa introduced in 2022 aimed at remote workers and freelancers earning income from abroad.Requirements:Proof of income in the form of bank statements (at least four times Portugal’s minimum monthly wage, which is around €3,480/month)Employment or service contracts proving remote workProof of a clean criminal recordProof of accommodation in PortugalHealth insurance coverageNIF numberValid passportFees: Around €250 in total between the consulate application and a residence permit.Processing time: Roughly 2-3 months.This visa can be a bit more documentation-heavy than the D7. But if you can show steady income and legit remote work contracts, it’s very doable.D2 Visa (Entrepreneur / Freelancer Visa)If you’re planning to start a business in Portugal, obtain an established Portuguese business or freelance for clients based there, this visa may apply.Requirements:A business plan (if starting a company)Founding documents and bank statements (if the company is already open)Proof of self-employment agreement with a Portugal-based company (if you’re a freelancer)Bank account in a Portuguese bank Proof of sufficient funds to support yourself (minimum -€12,000 in a Portuguese bank account)Accommodation proofNIF numberCriminal background checkHealth insurance that is valid in PortugalFees: Around €250 for the process.This visa is trickier to get unless you have a strong case for the business you’re starting. So, how hard is it to move to Portugal with a D2? It’s not impossible, but it’s harder unless you’re prepared to invest time into a solid plan.Golden Visa (Investment Residency Program)Portugal’s Golden Visa was once a go-to for investors, particularly through real estate. But in 2023, the government shut down that option. Now, investment must go through approved funds, like venture capital or cultural projects.Current investment options include:€500,000 into an approved investment fund (such as the Unbound Fund)€500,000 for research activities that are a part of the national scientific and technological system€250,000 into cultural preservation projectsBusiness job-creation pathways with significant capital investment (creating 10 jobs)Fees: Around €6,000 to €8,000 per person, plus legal and fund fees.Temporary Stay Visa (Short-Term Remote Work or Study)These are non-permanent options if you want to stay for less than a year. They’re easier to get but don’t lead to permanent residency.Requirements:Valid passportValid travel insuranceCriminal record certificate, issued by the authority of the country of the applicant’s nationalityProof of financial resourcesCopy of return transport titleFees: Around €90 for the visa applicationIt’s worth noting that Portugal does have a reputation for bureaucratic slowness. Appointments with AIMA (immigration services) can take months. So even when you tick all the boxes, you’ll still need patience, and a local lawyer or relocation advisor can really help.Language Requirements for Moving to PortugalThe language is one of the most common concerns when planning your move. While English is widely spoken in touristy areas, that only gets you so far. If you’re staying long-term, especially if you’re aiming for permanent residency or citizenship, you’ll need to learn Portuguese.Do You Need to Know Portuguese Right Away?No, not immediately. To get a visa, you don’t need to prove language skills. But if you plan to apply for permanent residency (after 5 years) or Portuguese citizenship (after 5 years of legal residence), then yes, it becomes mandatory.Portugal requires applicants to pass a basic Portuguese language test as part of the citizenship or permanent residency process.What Is the Language Test?It’s called the CIPLE (Certificado Inicial de Português Língua Estrangeira), which tests A2 level proficiency according to the Common European Framework of Reference (CEFR). This is considered a “basic user” level, so you’re able to handle everyday interactions like buying groceries, visiting a doctor, or asking for directions.What Does the A2 Test Involve?The CIPLE exam is run by CAPLE (Centro de Avaliação de Português Língua Estrangeira) and has three parts:Reading and Writing (1 hour)Listening (Variable)Speaking (10-15 minutes)To pass, you need a score of 55% or higher overall, with at least 25% in each part.It’s not too hard, but it does take preparation, especially if you're not familiar with Romance languages.Who Needs to Take the Test?You’ll need to pass the test if:You’re applying for Portuguese citizenship (after 5 years of residency).You’re applying for permanent residency (also after 5 years).You didn’t attend school in Portugal or a Portuguese-speaking country.Some people are exempt, such as those with disabilities or those over a certain age (usually over 60), but most adults under 55 will need to take the test.Cost of the TestTaking the official CIPLE exam typically costs between €70-€120, depending on the testing center. You can take it multiple times per year at accredited centers in Portugal or abroad.So, is it hard to move to Portugal if you don’t speak the language? Not very, at first. But long-term, you’ll need to make an effort to learn. It’s not just a requirement for citizenship, it’s a key part of building a life in Portugal.The Path to Portuguese CitizenshipGetting a visa and moving to Portugal is just the beginning. For many, the ultimate goal is citizenship, not just the right to stay, but the freedom to live, work, and travel across the EU. And if you’re planning to move to Portugal with citizenship in mind, the process is clear, but it does take time and planning.How Long Does It Take?You can apply for Portuguese citizenship after five years of legal residence. This includes time spent under most long-term visas (D7, D8, D2, Golden Visa). You’ll need to prove that you’ve lived in the country legally and continuously (except for the Golden Visa, which requires an average of 7 days a year).What Do You Need to Qualify?Here’s a list of what’s typically required for a successful citizenship application:Proof of five years of legal residency (residence permits, lease contracts, etc.).A valid residence permit at the time of application.A clean criminal record in both Portugal and your home country.Proof of A2 Portuguese language proficiency (the CIPLE exam).Documentation such as a birth certificate, passport, and tax records.You don’t need to give up your original nationality. Portugal allows dual citizenship, so you can keep your current passport (as long as your home country allows it too).Application Process and CostsThe citizenship application is submitted to the IRN (Instituto dos Registos e do Notariado). You can do it online, by post, or in person at a registry office.Application fee: €250Language test: €70-€120Translation and notarization of documents: €100-€300 (depending on what’s needed)Optional legal help feesYou’ll also need to have your documents officially translated into Portuguese and sometimes legalized via an apostille if issued outside the EU.Processing TimeCitizenship applications can take 1 to 2 years to be approved, depending on your case and how backed up the IRN is at the time. Bureaucracy is slow in Portugal, and delays are common.So when someone asks how hard it is to move to Portugal and eventually become a citizen, the honest answer is: it’s not hard, but it’s slow. You have to be patient, persistent, and organized.Is Portuguese Citizenship Worth It?Once granted, you become a full EU citizen, with the right to live and work anywhere in the European Union. You get access to the public health system, education, and EU-level protections. Your children and spouse may also be eligible for citizenship through you.Buying Property in Portugal: What to ExpectIf you’re relocating long-term, it’s natural to think about buying rather than renting, especially in a country like Portugal, where property prices can still feel reasonable compared to North America or Northern Europe. But how does buying a home fit into the bigger picture?Can You Still Get Residency by Buying Real Estate?No, not anymore. Portugal used to offer residency through the Golden Visa program if you bought property above a certain value. But that pathway was officially closed in 2023 to prevent further housing pressure in key cities. You can still buy property, you just can’t use it to qualify for a visa.What Is the Process of Buying Property?Here’s what it generally looks like:Get a NIF (Número de Identificação Fiscal): This is a Portuguese tax number, and you need it before doing anything, from opening a bank account to signing a purchase contract. You can get one through a lawyer or a fiscal representative if you’re not yet living in Portugal.Open a Portuguese bank account: This will be used to transfer funds and handle purchase-related costs.Find a local agent or buyer’s advocate: A Portuguese real estate agent (imobiliária) can help, but many buyers also hire independent consultants to negotiate or double-check the deal.Make an offer and sign a promissory contract (Contrato de Promessa de Compra e Venda): This outlines the terms and timeline of the purchase. You’ll pay a deposit (usually 10-20%).Due diligence and legal checks: A lawyer will check the land registry, zoning rules, and make sure the property has no debt or issues.Final deed signing (Escritura Pública): This is done in front of a notary. You’ll pay the remaining balance, plus all taxes and fees, and get the keys.How Much Does It Cost?Prices vary wildly by region. Here's a general idea:LocationAverage Price per m² Lisbon (city center)€5,000-€8,000+Porto€3,500-€5,500Algarve€3,000-€6,000Central Portugal (Coimbra, inland areas)€1,200-€2,500Madeira / Azores€1,500-€3,000Other costs include:IMT (Property Transfer Tax)Stamp DutyLegal and notary feesAnnual municipal property tax (IMI)Should You Buy Real Estate Before or After the Move to Portugal?Some people fly over and buy immediately. Others rent for a year first to get a feel for the area and understand how the system works.Buying before you fully understand your neighborhood, commute, or local services can make things harder than they need to be.Renting first is often the safer option unless you already know the area well or are working with a local you trust.Buying real estate won’t make the visa process easier, but it can still give you a stable base to build your life. And if you’re planning to stay long-term, understanding how to navigate the housing market helps.Is It Worth It? The Real Pros and Cons of Moving to PortugalIf you’re still weighing it all out, this table gives a clearer picture of what to expect, from lifestyle perks to the unavoidable hurdles.ProsConsAffordable cost of living compared to many Western countries, especially outside Lisbon and Porto.Wages are low if you plan to work locally, especially compared to the U.S., U.K., or Germany.Mild climate year-round with lots of sun, especially in the south.Winter rentals can be cold and damp, insulation isn’t great, and central heating is rare.High safety ratings and low violent crime.Petty crime, like pickpocketing, can happen in tourist areas.Good public healthcare system, with the option to buy private insurance affordably.Delays and bureaucracy in public services, including healthcare waitlists.Access to EU residency and travel, once you get citizenship.Language barrier can make paperwork and daily errands frustrating if you don’t speak Portuguese.Family-friendly culture, with lots of outdoor spaces and kid-oriented infrastructure.Bureaucracy is slow, especially at AIMA (Agência para a Integração Migrações e Asilo), finance offices, and public departments.Fresh local food and wine at reasonable prices.Imported goods are expensive, especially electronics and branded items.Relaxed pace of life, particularly outside big cities.The job market is competitive and limited in English-speaking roles.Growing expat communities in Lisbon, Porto, and the Algarve.The rental market is tight in major cities, and locals are sometimes priced out.Reliable internet and remote work potential in most regions.Not all areas are digitally ready, especially rural zones.What Does This All Mean?The move itself isn’t extremely difficult, but adapting takes effort. You’ll need to manage paperwork, budget for delays, and work through a few cultural adjustments. But in return, you get a slower, sunnier, more grounded lifestyle that’s hard to replicate elsewhere, especially if you’re moving from a high-cost, high-speed environment.It’s also worth noting that no one’s experience is identical. Some people get lucky with rentals and paperwork; others hit snags with language and logistics. But the more prepared you are, the easier it becomes.What Life in Portugal Is Really Like After You ArriveSo you’ve got your visa. You’ve landed, unpacked, and maybe even learned how to pronounce “obrigado” correctly. Now comes the part that most people don’t talk about enough: what it’s actually like to live in Portugal day to day. Because answering how hard it is to move to Portugal doesn’t end at the border. The real adjustment starts after the paperwork.Here’s what to expect when you’re setting up a new life.HealthcarePortugal’s public healthcare system is called the Serviço Nacional de Saúde (SNS). It’s available to legal residents and mostly funded through taxes, so once you have a residence permit, you can access care with small co-pays.Family doctors are free, but getting an appointment can take time.Hospital care is generally reliable but comes with long waits for non-urgent issues.Many expats choose a private insurance plan as a backup. Prices range from €30-€100/month depending on your age and coverage.Getting AroundPortugal has decent public transport in cities. Lisbon, Porto, and Coimbra have metros, buses, and trams. But if you’re living outside those areas, you’ll likely need a car.You can drive with your foreign license for up to 185 days.After that, you’ll need to exchange your license (within 90 days of getting residency).Some non-EU citizens must take a driving test, but U.S., U.K., Canadian, and Australian licenses can usually be swapped without one.Buying a used car is common, but prices are higher than you might expect, and you’ll pay road tax and inspection fees yearly.Grocery Shopping and FoodThe food is one of the big attractions in Portugal, local, fresh, and affordable. Markets are everywhere, even in small towns. Weekly farmers’ markets sell produce, bread, and fish, and big supermarkets (Continente, Pingo Doce, Lidl) carry most of what you need.Imported items can be pricey or just unavailable. If you're used to a specific type of almond milk or cereal, you may need to adjust. But local products, olive oil, wine, cheese, and produce are cheap and high quality.Community and CultureThis one depends on where you land. Bigger cities have strong expat networks, co-working spaces, and language exchanges. Rural towns are quieter and more traditional, and speaking Portuguese goes a long way.Portuguese people are generally kind, reserved, and family-focused. Building deep friendships takes time, but people appreciate consistency and effort. Showing up for a coffee or taking the time to learn the language really does matter.Setting Up Your Life (and Dealing with Bureaucracy)You’ll run into these common steps shortly after moving:Registering at your local town hall.Getting a health number for public healthcare.Signing up for utilities and internet (which can involve long wait times).Visiting AIMA for residency renewal or biometrics.Tips to Make Your Move to Portugal SmootherYou’ve done your research. You’ve figured out where you want to live, maybe even picked your visa path. But even if all your boxes are checked, moving countries always has some friction. These tips won’t remove every bump, but they’ll definitely make it easier to settle in and feel like you know what you're doing.And really, that’s the heart of the question: how hard is it to move to Portugal? It’s a whole lot easier when you go in prepared.Get Your NIF EarlyThis is your Portuguese tax number, and you’ll need it for pretty much everything: signing a lease, opening a bank account, setting up utilities, even ordering some things online.Open a Local Bank Account from AbroadBanks like Millennium BCP, ActivoBank, or Novo Banco may let you open an account before you arrive (especially if you work with a relocation service or lawyer). Having it ready makes transfers, deposits, and day-to-day tasks much simpler from day one.Don’t Ship EverythingIt’s tempting to box up your old life and ship it over. But customs delays, surprise taxes, and high freight costs are real. Most people who move end up realizing they didn’t need half of what they brought.Budget for the ExtrasBetween visa appointments, document translations, transport to consulates, and emergency trips to the notary, you’ll spend more than you expect, even if Portugal is relatively affordable. Add 20-30% padding to your early budget, just in case.Don’t Skip Language BasicsEven if you’re in Lisbon or the Algarve, where English is common, basic Portuguese changes your experience. Ordering coffee, asking directions, and reading signs; it all feels different when you can handle it yourself. And it builds goodwill with locals, too.Consider Hiring Help (When It Counts)You don’t need a lawyer for everything. But if you're short on time, struggling with language, or working through a complex visa, having a local expert can save you weeks of frustration. This is especially true when dealing with property purchases, taxes, or immigration renewals.How Bitizenship Makes Your Move to Portugal EasyAt Bitizenship, we work with people from all over the world who are ready to build a life in Portugal, and we make the process feel a lot less overwhelming.One of the most seamless ways to relocate is through Portugal’s Golden Visa program. While real estate is no longer part of the qualifying investment routes, Portugal still offers a strong path through regulated investment funds. We specialize in helping you apply through this updated structure through our partnership with the Unbound Fund, which is fully eligible under current Golden Visa rules.If you're looking to invest in Portugal Golden Visa, we’ll guide you through:InvestingManaging all legal and financial documentationCoordinating with Portuguese legal advisors and government officesStaying compliant through each stage of the processWe understand how complex international relocation can feel, and we’re here to simplify it. With us, you get more than just visa assistance. You get a partner committed to helping you create a stable, secure, and legally sound path to life in Portugal.ConclusionMoving to Portugal isn’t necessarily hard—but it does take planning, patience, and a clear understanding of the process. Whether you’re heading over as a remote worker, retiree, investor, or entrepreneur, the key is preparation. With the right visa, realistic expectations, and a willingness to adapt, settling into life in Portugal can be one of the most rewarding decisions you make.

19 MIN READ

Portugal Real Estate Investment: What Buyers Need to Know in 2025
Portugal Real Estate Investment: What Buyers Need to Know in 2025 Portugal’s real estate continues to strike a chord with international buyers in 2025, because it offers something rare: a combination of beauty, reliable property value, and a way of life that’s hard to replicate.It’s a good place if you’re aiming for beauty, and even better if you’re looking for a solid investment. The cities are livable, the coastlines full of affordable properties, and the market, while not immune to global shifts, has kept its footing when others haven’t.In a market like this, timing, location, and price matter more than ever. Knowing where Portugal stands today helps clarify what kind of return you can realistically expect.Is Real Estate a Good Investment in Portugal in 2025?You don’t need to look too hard to understand why Portugal real estate investment is still going strong in 2025. While other markets have cooled or turned volatile, Portugal has kept a steady pace. Prices rise in Lisbon, Porto, and parts of the Algarve.What sets it apart from other markets is the balance. There’s demand from locals, from expats, from digital nomads, and long-term renters. The government has tightened regulations in recent years, especially around short-term rentals and Golden Visa eligibility, but none of that has stopped the flow of interest. In fact, it’s made the market more serious. The people buying in now aren’t chasing fast gains; they’re looking for real value.Portugal’s diversity still counts for a lot. Coastal towns tend to attract short-term rentals, while cities lean more toward long-term tenants. Inland areas, on the other hand, still offer some surprisingly affordable options. Investors who spend a bit of time getting to know these local markets are often the ones finding properties that actually perform.So, is real estate investment in Portugal still worth it? For buyers who know what they’re doing, or who are willing to learn, it’s one of the few places in Europe where long-term property investment still feels safe. Of course, that all starts with knowing what you’re allowed to do, and what it actually takes to buy as a foreigner.Can Foreigners Buy Real Estate in Portugal?Yes, and the process is more accessible than in many other European countries. In Portugal, you can buy real estate as a foreigner investor. That’s a major reason why Portugal's real estate investment has remained so attractive to people living outside the EU. Whichever part of the world you’re coming from, you're allowed to buy property outright in your name with the same rights as a local.That openness isn’t new. Portugal has long encouraged foreign investment in real estate, both for economic growth and regional development. And in 2025, even as policy shifts in areas like residency and taxation, the core rules around buying property remain investor-friendly.The Legal Basics of Real Estate Investment in PortugalTo complete a real estate investment in Portugal, you don’t need to hold residency or even spend time in the country before buying. But you will need a few essentials:A Portuguese Tax Identification Number (Número de Identificação Fiscal or NIF)A Portuguese bank accountA lawyer or solicitor familiar with local property laws (not legally required, but strongly advised)Proof of funds or mortgage approval (for financed purchases)Once these are in place, the process runs in three main steps:Offer and negotiationPromissory contract (Contrato de Promessa de Compra e Venda)Final deed (Escritura), signed before a notaryTransaction costs are reasonable, too. Expect to pay fees and taxes, including IMT (transfer tax), stamp duty, notary fees, and legal costs. Compared to markets like Spain or France, real estate investment Portugal offers less red tape and faster turnaround, especially if you have legal help lined up.What Buying Real Estate in Portugal Could Look LikeLet’s take a look at a theoretical example. Let’s say that we have an American family who purchased a four-bedroom villa near Lagos in 2024. They handled the whole process from the U.S. to the final deed. After getting their NIFs through a Portuguese lawyer and setting up a local bank account, they found a property listed at €490,000. They paid a 10% deposit when the promissory contract was signed and closed the deal about 60 days later.Today, they use the home for personal holidays and list it as a short-term rental in summer, generating over €25,000 a year in gross rental income. No residency status or visa required, just a real estate investment with solid returns and some very enjoyable vacations.Investment or Living in Portugal?Buying property abroad isn’t just about the finances; there’s also a personal factor. And for many international buyers, what begins as a real estate investment quickly becomes something more permanent.It’s not just the beaches or the sunshine that draw people in; it’s the rhythm of life. Portugal offers a kind of livability that’s hard to pin down but even harder to walk away from once you’ve experienced it.That’s why many investors eventually choose to spend more time there, or even settle down. While Portugal real estate investment no longer leads directly to residency through the Golden Visa, there are still other ways to stay long-term. One of the most popular paths is Portugal’s D8 visa, also known as the digital nomad visa. It’s designed for remote workers, freelancers, and business owners who can support themselves from abroad. For many people, it’s the first step toward a deeper commitment to the country.And if you’re wondering if Portugal is a good place to retire, the answer is yes! Thousands of expats already live there and enjoy a low crime rate, quality healthcare, and a lower cost of living than most of Western Europe. And while it’s not as cheap as it once was, the day-to-day pace and sense of community continue to set it apart.For anyone thinking beyond returns and ROI, Portugal isn’t just a good place to invest in real estate, it’s a genuinely good place to live.What Makes Portugal’s Real Estate Market Unique?In 2025, Portugal real estate investment continues to attract global investors due to a special combination of factors that truly set it apart from other European markets.Diverse OpportunitiesLisbon and Porto are the go-to choices for real estate investments, while the Algarve is more suited for luxury homes and attracting retirees. But new areas are starting to get noticed as well, for their beauty and room to grow. This mix of options makes it easier for investors to shape their real estate plans in Portugal around what suits them best.Strong International DemandPortugal’s openness to foreign real estate investors has made it a major advantage on the international market. Even in 2025, overseas investors are a big part of the market, especially in major cities, where they often pay more per square meter than local buyers. That steady demand is a big part of what keeps real estate investment in Portugal so attractive.Quality of Life and InfrastructurePortugal’s strong quality of life. Think great weather, safety, and solid healthcare. These factors continue to pull in investors. And when we add the reliable infrastructure, transportation and digital networks, it’s easy to see why both residential and commercial properties stay in demand.Government Initiatives and Economic StabilityThe government has supported the real estate sector with tax incentives and urban renewal programs, making investment more attractive. On top of that, Portugal’s stable economy and EU membership offer an extra layer of security. All of this helps keep real estate investment in Portugal on solid ground.The Best Property Investment Opportunities in PortugalPortugal real estate investment isn’t a one-size-fits-all. The strongest returns depend on location, property type, and how hands-on you want to be. Some strategies work better for generating short-term income, others for long-term equity. But what’s working best in 2025?Short-Term Rentals in Tourist ZonesTourism remains one of Portugal’s economic pillars, and while licensing laws are tightening, certain areas are still ideal for short-term rentals. Coastal cities like Faro and Lagos, and parts of Madeira, see strong seasonal demand and high occupancy rates during summer.An Airbnb in Faro can generate upwards of €21,000 per year with an average of a 71% occupancy rate. [1] Investors targeting short-term stays in these areas could see gross yields between 6-9%, especially when they offer amenities like self-check-in, balconies, or proximity to beaches and old towns.Long-Term Rentals in Student and Tech HubsFor those after a bit more stability and little less work, long-term rentals in university towns and growing tech corridors are delivering predictable income with less volatility. Lisbon and Porto are obvious choices, but Coimbra, Braga, and Aveiro are becoming increasingly popular due to their university populations and growing startup scenes.A well-located one-bedroom apartment in Coimbra, for example, rents for around €330-660 per month on a 12-month lease.[2] Properties in these markets typically yield around 4-6% annually after expenses, with lower vacancy rates and fewer regulatory issues than short-term lets.Development Flips vs. Turnkey PropertiesBuyers looking for capital gains are split between renovation projects and turnkey deals. Flipping older buildings, especially in up-and-coming areas like Setúbal or parts of Évora, still offers upside, but costs and permitting delays can erode profit margins if you're not careful.Turnkey homes, meanwhile, offer quicker rental readiness and less stress. Investors focusing on premium-ready listings in the Algarve or central Lisbon often trade a slightly lower yield for faster returns.Real estate investment in Portugal continues to be flexible, if you’re after steady income or value appreciation, the right strategy still exists in 2025. You just have to know where to look and decide what level of involvement you’re ready for.Costs and Taxes for Real Estate Investment in PortugalWhen considering Portugal real estate investment, it's important to know what the associated costs and taxes are. These expenses can significantly impact your overall investment returns. Here's a breakdown of what to expect in 2025:Upfront CostsIMT (Property Transfer Tax): IMT  tax varies based on the property's value, location, and intended use. You can expect rates that range from 0% to 8% for most properties, with a flat rate of 10% for purchases by entities in blacklisted jurisdictions. [3] Stamp duty: A standard rate of 0.8% applies to the property's purchase price. [4]Notary and registration fees: Notary and registration fees amount to around €1,000, and cover the notarization and registration of the property. [5]Legal fees: We advise you to hire a lawyer. Fees usually range from 1% to 2% of the property's value, depending on the transaction's complexity. [6]Ongoing CostsIMI (Municipal Property Tax): An annual tax based on the property's taxable value (VPT). Rates for urban properties range from 0.3% to 0.45%, depending on the municipality, according to Portugal’s Buyer Agent.AIMI (Additional to IMI): Applicable to properties with a taxable value exceeding €600,000. Rates are 0.7% for properties valued between €600,001 and €1 million, 1% for values above €1 million, and 1.5% for values exceeding €2 million. [7]Rental income tax: Non-residents earning rental income from Portuguese properties are subject to a flat tax rate of 28%, according to Expatica. What Happens After You Buy Real Estate in PortugalOnce the deed is signed and the keys are in your hand, you’ll probably want to rest, but you're not done yet. Portugal real estate investment doesn’t stop at the notary. There’s still a checklist of things to handle before you can live in, rent, or even maintain your new property.If you're staying in Portugal, either part-time or full-time, you’ll need to register utilities in your name. This includes electricity, gas, water, internet, and garbage services. In most cases, utility providers will require your Portuguese tax number (NIF), a local bank account, and proof of ownership. You can usually register online or through local service centers, but you’ll want someone fluent in Portuguese to help.Property insurance is recommended, even if it’s not mandatory. It’s particularly important if you plan to rent the place out or leave it empty for stretches of time. Most insurers in Portugal offer plans for both personal and rental use, but they vary in what they cover, especially for older or renovated properties.Then comes the question of use. If you’re moving in with a D8 visa, you’ll be able to register for residency and utilities in your own name. If not, and you're simply holding the property from abroad, it may make sense to hire a local property manager to handle things like maintenance checks, tax filings, and paying bills. It’s not required, but it helps keep the property in order, especially if you’re renting.Settling can be tricky. It can take 6-12 months to feel fully grounded. You’ll need to understand local norms and adjust your expectations of pace and bureaucracy, but Portugal rewards patience. It won’t be long before you start to understand why people don’t just buy property in Portugal. They stay.Options for Financing Your Real Estate InvestmentGetting financing for a Portugal real estate investment is entirely possible for foreigners in 2025, and in most cases, it’s straightforward. Portuguese banks are used to working with non-resident buyers, and most major institutions, like Millennium BCP, Santander, and Novo Banco, have mortgage options specifically designed for international investors.Loan-to-value (LTV) ratios for non-residents typically range from 60% to 70%. That means if you’re buying a €350,000 apartment in Lisbon, you’ll need a down payment of between €105,000 and €140,000. It’s not a small chunk of change, but it’s competitive with other European markets, and the financing terms are relatively favorable.Interest rates in Portugal are tied to the Euribor, and in early 2025, the average mortgage rate for non-residents sits between 3% and 6%. The rate you’ll get depends on your financial profile, your home country, and the bank you choose. Most mortgages are structured for 25 to 30 years, though in some cases they can go as high as 50 years. That longer term can help reduce monthly payments if you’re working with a tighter cash flow or planning to rent the property long-term.Portuguese banks offer fixed-rate, variable-rate, and mixed-rate mortgages. Fixed rates are ideal if you want predictability. Variable-rate options start lower but adjust with the market, which could mean lower payments now and higher ones later. Mixed-rate loans combine both, offering a fixed rate for the first few years, then switching to a variable structure. If you’re planning to sell or refinance within a few years, that hybrid model can be appealing.You’ll need a Portuguese NIF (tax ID), proof of income, bank statements, a credit report, and basic documents about the property itself. Most buyers hire a mortgage broker or lawyer in Portugal to streamline the process, and in many cases, you don’t need to be in the country in person to get approved.Here’s how it plays out in practice.If you buy a €350,000 flat in Lisbon’s Alcântara neighborhood and secure a 70% mortgage from Santander with a 3.5% fixed interest rate over 30 years, your monthly payment will come to around €1,100. After accounting for IMI tax and maintenance, the property can rent for €1,600 a month, creating modest but steady cash flow, plus long-term appreciation potential in a growing neighborhood.So, financing real estate investments in Portugal is very doable. The key is to go in prepared, know your numbers, partner with professionals on the ground, and treat it like the serious investment it is.What to Watch Out for: Risks and RegulationsInvesting in Portugal’s real estate in 2025 offers promising opportunities, but it's essential to navigate the associated risks and regulations carefully.Bureaucracy and Hidden FeesThe property acquisition process in Portugal involves several administrative steps that can be time-consuming. From obtaining a Portuguese tax identification number (NIF) to registering the property, each phase requires attention to detail. Unexpected costs, such as legal fees, notary charges, and municipal taxes, can accumulate, impacting your overall investment budget.Zoning Laws and Property UsageZoning rules in Portugal determine how a property can be used, so double-check that what you're buying matches your plans. Are you there to live in it, rent it out, or run a business? Overlooking this can lead to legal issues or restrictions that hurt your return.Alojamento Local (AL) License RequirementsFor those considering short-term rentals, obtaining an Alojamento Local (AL) license is mandatory. However, recent changes have introduced stricter regulations, especially in urban areas like Lisbon. Municipalities now have the authority to limit or suspend new AL licenses in specific neighborhoods to address housing shortages and over-tourism. For instance, in Lisbon, new AL licenses have been suspended in several parishes, affecting investors aiming to enter the short-term rental market.This decision has just been extended for another 6 months.You Can’t Get Portugal Residence by Investing in Real Estate (Here’s Why)As of 2023, Portugal real estate investment no longer qualifies for the country's Golden Visa program. This change stems from the "Mais Habitação" law enacted in October 2023, which aimed to address housing affordability issues by removing real estate purchases and related funds from the list of eligible investment options for residency.Previously, the Golden Visa program allowed non-EU investors to obtain residency by investing in Portuguese real estate. However, the government's decision to exclude real estate was driven by concerns over rising property prices and the need to redirect foreign investment towards sectors that support long-term economic and cultural development.Despite this shift, real estate investment in Portugal remains a viable financial venture. Foreigners can still purchase property, enjoy the country's lifestyle, and generate rental income. However, it's important to note that such investments no longer provide a direct pathway to residency through the Golden Visa program.How Bitizenship Can Help You Get Residence in PortugalWe at Bitizenship help global investors secure residency in Portugal through one of the most innovative Golden Visa routes available today. As advisors to the Unbound Fund, we can provide you with a unique opportunity to qualify for the Golden Visa by investing in a regulated private equity fund focused on the Bitcoin economy.Our team guides clients through every stage of the process. We asses eligibility, and manage the legal and administrative steps involved in residency applications. Our mission is simple: to help you gain long-term access to Portugal in a way that aligns with your values, assets, and future goals.While Portugal's real estate investment remains attractive for many, it no longer provides a residency pathway. That’s why we’ve focused our services exclusively on compliant, forward-looking fund routes like Unbound.If you’re looking for residency, lifestyle, or eventual Portugal citizenship, we believe in making that journey as smooth and informed as possible.Final Thoughts: Is Portugal the Right Market for You?Portugal real estate investment is about stability, access, and value, both in financial terms and in quality of life. The market is strong, and it rewards buyers who take the time to understand where to invest, what the rules are, and how to structure things correctly from the start.You can’t buy your way to residency through property anymore, but that hasn’t slowed interest from abroad. The rental yields are still there. The appreciation is still there. And the lifestyle, mild winters, clean air, and strong infrastructure are still some of the best Europe has to offer.If you’re thinking long-term, Portugal holds up. It doesn’t matter if you’re looking for income, a second home, or simply want a foothold in the EU; real estate investment in Portugal continues to make sense.And if your goals include living there full time or eventually securing Portuguese citizenship, then it’s worth getting support from a team that knows what’s changed and how to move forward.References https://airbtics.com/annual-airbnb-revenue-in-faro-portugal/https://www.uniplaces.com/accommodation/coimbra https://portugalbuyersagent.com/property-taxes-in-portugal/ https://www.portugalhomes.com/news/article/535/buying-property-in-portugal https://www.portugalhomes.com/news/article/535/buying-property-in-portugal https://portugalconfidential.com/property-tax-portugal-what-foreign-buyers-should-know/ https://portugalbuyersagent.com/property-taxes-in-portugal/

17 MIN READ

How to Immigrate to Portugal from USA – Visas, Steps, and Tips
How to Immigrate to Portugal from USA – Visas, Steps, and Tips Dreaming of a life in Portugal? The golden beaches of the Algarve, the laid-back pace of life in Lisbon, and the country’s favorable tax and residency programs have made Portugal one of the most popular destinations for Americans looking to start fresh abroad.But what does it actually take to move?As a company that’s helped clients navigate relocations to Portugal, including several Americans settling in Portugal, we can tell you it’s more accessible than you think, especially when you understand the process and have the right paperwork ready.We’ll walk you through how to immigrate to Portugal from the USA, including:What visa options are available (from digital nomads to retirees and investors)How much money you realistically needWhich jobs are best suited for AmericansStep-by-step relocation adviceWe’ll cover the latest 2024-2025 updates to visa programs (like the Golden Visa changes), outline visa options (D7, Digital Nomad D8, D2 entrepreneur visas, etc.), and walk through requirements and processes. Moving to Portugal from the USA: Pros and ConsRelocating to Portugal from the U.S. is a big decision, and like any major life change, it comes with both benefits and trade-offs. Every country has its advantages and drawbacks. Portugal consistently ranks as one of the top destinations for expats due to its many positives, but it also has a few challenges that Americans should consider. We’ve prepared a realistic breakdown of what you can expect when making the move.ProsConsAffordable cost of living - Compared to cities like New York or San Francisco, housing, groceries, and healthcare are significantly cheaper.Lower average wages - If you plan to work locally in Portugal, average salaries are much lower than in the U.S.Access to quality public healthcare - Portugal’s healthcare system is modern, efficient, and budget-friendly. It has a very good healthcare system (ranked #12 by WHO).Language barrier - While many Portuguese people speak English, daily life (bureaucracy, doctor visits, etc.) is easier with some knowledge of Portuguese.Warm climate & scenic beauty - Think Atlantic beaches, vineyards, and charming cobblestone towns.Slower bureaucracy - Government processes can feel frustratingly slow, especially when it comes to residency permits and paperwork.Safety & peaceful lifestyle -  Portugal is one of the safest countries in the world, consistently ranking in the top ten on the Global Peace Index (7th globally in 2024)​.Limited career growth (in some fields) - Unless you’re in tech, tourism, or remote work, professional opportunities may be limited.Visa options for digital nomads, retirees, and investors - The D7 and Golden Visa make it easier than many other countries to move.Property purchasing can be complex - Buying real estate in Portugal involves unfamiliar legal processes and should always involve a local lawyer.If your income is location-independent, like remote work or passive income, you’ll likely find the quality of life in Portugal to be exceptional. But if you're expecting to land a high-paying job locally, you’ll need to adjust your expectations or look into multinational employers and expat-heavy industries.How to Immigrate to Portugal from the USA: A Step-by-Step GuideNo matter if you’re planning a long-term stay, retiring abroad, or seeking EU residency, this step-by-step guide will walk you through exactly how to move to Portugal from the USA, from legal paperwork to touching down in Lisbon.Step 1: Choose the Right Visa for Your SituationStart by identifying which visa best matches your profile:D7 Visa - Best for retirees or people with passive income (e.g., investments, rental income).D8 Visa - For digital nomads or remote workers with stable income from abroad.D2 Visa - Designed for entrepreneurs or self-employed individuals starting a business.Golden Visa - Ideal if you plan to invest €250,000+ and want minimal stay requirements.Pro Tip: If you plan to live full-time in Portugal, the D7 or D8 is the best starting point. If you want to invest and visit occasionally, the Golden Visa offers more flexibility.Step 2: Get Your Portuguese NIF (Tax ID Number)The NIF is required to do things like open a bank account or sign a lease. You can obtain a NIF before moving - either in person in Portugal (if you visit) or remotely via a service or with a power of attorney.Many Americans get their NIF online through agencies for a small fee. It’s a crucial first step.Step 3: Open a Portuguese Bank AccountMost visa applications (especially D7 and D8) require proof that you’ve transferred funds into a Portuguese bank account.Open remotely through a Portuguese bank or with assistance from a relocation firm.Deposit at least the equivalent of one year’s living expenses.This isn’t an official law, but consular practice has been to require proof of a Portuguese bank account with a reasonable balance as part of your application. Tip: Bring your passport, NIF, U.S. bank statements, and proof of income. Some banks are English-friendly, but using a lawyer or concierge can simplify the process.Step 4: Secure Long-Term HousingYou’ll need proof of accommodation (rental or owned) in Portugal before applying for a visa.Lease a property for at least 12 months (Airbnbs are generally not accepted).Lisbon, Porto, and the Algarve are popular with expats, but interior cities like Braga and Coimbra are more affordable.This can be a rental lease (preferably long-term, 12 months if possible)​ or a deed if you purchased property, or even a signed letter from a friend/family allowing you to stay at their residence.Pro Tip: Sign your lease after opening your bank account; landlords often require a NIF and Portuguese IBAN.Step 5: Gather All Required Visa DocumentsEach visa has specific requirements, but common documents include:Valid U.S. passport (plus copies) - should be valid at least 6 months past the end of the visa period (i.e. valid at least 1+ year).Portuguese NIFProof of income or employment - as discussed, bank statements, pension letters, employment letter, etc., showing you meet the financial minimumsPortuguese bank statement12-month lease agreementFBI background check (apostilled)Health insurance policyCompleted visa application formMiscellaneous - Copies of your itinerary or a one-way flight reservation (some consulates ask for a travel plan), and any additional forms the consulate might require (for example, some have a checklist cover sheet).Get your FBI background check early; it can take weeks to be processed and apostilled.Pro tip: Always verify the exact list on the official consulate website or VFS portal for your region, as requirements can update. Organize your documents neatly, as it makes a good impression and helps the reviewer.Step 6: Apply for VisaOnce you have all your documents, schedule an appointment at your regional Portuguese consulate in the U.S.  As of 2025, Portuguese consulates in Washington D.C., New York, and San Francisco use VFS Global to handle applications.This means you’ll likely submit your application online through VFS and then schedule an in-person appointment at a VFS center. Other consulates (like Boston or Houston, if they handle their region) might accept direct applications.Submit your application in person or onlinePay the visa fee (usually $100-$150)Depending on the visa type, wait 2-18 months for processingSome applicants get lucky and hear back sooner, while others (especially during busy periods) might wait longer. It’s hard, but try to be patient. During this time, the consulate may contact you for any additional information or documents. For instance, if something was missing or unclear, they might email you to provide it. Make sure to check your email (and spam folder) regularly.Step 7: Enter Portugal and Apply for ResidencyOnce approved, you will receive a Portuguese entry visa stamped in your passport - this is typically a Type D single-entry visa valid for 120 days (4 months).After arriving in Portugal:Book your AIMA (Agency for Integration, Migration and Asylum) appointment (previously SEF - Serviço de Estrangeiros e Fronteiras)In practice, you’ll still book an appointment through the SEF online system or by phone. For D7, D8, D2, etc., you might have already been given an appointment date with SEF as part of your visa approval (some consulates schedule it for you). If not, you’ll need to book it yourself promptly. Important: Upon approval, you’ll either mail in your passport to the consulate to get the visa affixed or return to VFS to retrieve it (depending on how they handle it). Now it’s time to move! You should travel to Portugal as soon as convenient after getting the visa (don’t wait until it’s about to expire - give yourself time on the ground).At this SEF/AIMA meeting, you’ll present original documents (they will want to see your passport, your lease, etc.), and they’ll take your biometrics (photo and fingerprints) for your residency card. Once everything is verified, you’ll be approved for a residence permit card. This card is typically valid for 2 years on first issuance (for D7/D8/D2) or sometimes 1 year for certain visas, and is renewable. Congratulations - you are now a Portuguese resident!Step 8: Register for Health Coverage and Local ServicesOnce you're a resident:Apply for an SNS number to access public healthcareRegister with your local town hall (Junta de Freguesia)Set up utilities, internet, and local servicesOptional but helpful:Apply for the IFICI for tax benefitsEnroll in language courses to prepare for citizenshipStep 9: Maintain Residency & Plan for CitizenshipTo maintain residency:Renew your permit after two years (then every three years)Stay in Portugal at least 183 days per year (or keep proof of ties for some visa types)After five years, you can apply for permanent residency or Portuguese citizenshipCitizenship requires an A2-level Portuguese language test and a clean record, but no citizenship test is required.If you need to be outside Portugal for a while (family emergency, etc.), get advice to ensure you don’t jeopardize your residency. Golden Visa holders have a much smaller stay requirement (as noted, just 7 days in year 1 and 14 days each two-year period.How Much Money Do You Need to Move to Portugal?Let’s talk numbers, because planning your move without a clear idea of the costs can lead to major surprises. The good news? Compared to relocating to other parts of Europe, Portugal is one of the more affordable countries to settle in. Still, the actual amount you’ll need depends on your visa type, lifestyle, and whether you’re renting, buying, or supporting dependents.Estimated Costs of Moving to Portugal from the USAExpense CategoryEstimated Cost (USD)NotesVisa Application & Fees$100 - $500 or up to $8000 for Golden VisaDepends on visa type (e.g. D7, D8, Golden Visa)Initial Rent Deposit + 1st Month$1,500 - $4,000Most rentals require 2-3 months upfrontMonthly Rent$800 - $2,000+Depends on city; Lisbon is the highest, and smaller towns are the cheapestHealth Insurance (Private)$50 - $150/monthRequired until you're eligible for public coverageProof of Income/Financial Means$10,000 - $20,000+D7 visa applicants must show passive income (e.g. €820+/month for individuals)Moving Costs (Flights, Shipping, Storage)$2,000 - $7,000Varies based on shipping method and volumeLegal/Relocation Assistance$500 - $5,000+Optional, but recommended for visa applications or property purchasesRent will likely be your biggest expense. Rents have been rising, especially in Lisbon and Porto, due to high demand. In Lisbon, the average rent was around €19,6 per m². [1]Outside the big cities, housing is much cheaper. In the Algarve or smaller towns, you can find a nice one-bedroom for €600-€800, or even less in rural areas. Some expat couples choose to settle in charming interior towns or the islands (Madeira, Azores), where you can rent a whole house for what a tiny Lisbon flat would cost. Note: Many local rentals come unfurnished; if you’re renting long-term, budget for utilities and possibly buying heaters or AC units (more on that in Cons).Minimum Monthly Income RequirementsFor a D7 passive income visa, the Portuguese government expects you to earn at least the equivalent of the national minimum wage, currently around €820/month (~$900 USD). That figure increases if you're bringing a spouse (+50%) or children (+30% per child).For example:Individual: ~$1,000/monthCouple: ~$1,500/monthFamily of four: ~$2,200/monthRealistic Total Budget to RelocateFor a single person moving on a D7 visa, you’ll want to have at least $20,000-$30,000 saved up to cover visa requirements, relocation costs, and your first few months of living expenses.If you’re applying for the Golden Visa, the minimum investment is €500,000, plus legal and application fees. More on that shortly.Which Jobs are the Best in Portugal for Americans?If you’re planning to work in Portugal, or at least earn while living there, it’s important to understand where Americans typically fit best in the local job market. The truth is, most U.S. expats either bring their job with them (remote work) or find roles where English is a major asset.Here’s what we’ve seen work best for Americans moving to Portugal, whether they’re career-driven, freelancing, or building a side hustle abroad.Top Job Opportunities for Americans in PortugalIndustryWhy It WorksCommon RolesTech / ITPortugal is a growing tech hub (especially Lisbon and Porto), and many companies hire internationally.Software developer, UX/UI designer, project managerRemote Work / FreelancingWith the D8 (digital nomad) visa and solid internet nationwide, Portugal is remote-work-friendly.Copywriting, consulting, web design, online coachingTourism & HospitalityEnglish-speaking staff are in demand in tourist-heavy areas like Lisbon, Algarve, and Madeira.Hotel manager, tour guide, customer serviceEducation / Teaching EnglishESL teachers are always needed, especially in private academies and international schools.TEFL instructor, tutor, curriculum developerReal EstateThe expat property market is booming, and bilingual agents are in high demand.Real estate agent, relocation consultantStartups / EntrepreneurshipPortugal’s business visa (D2) and startup ecosystem are very friendly to foreign founders.Founder, growth marketer, biz devPro Tip:Don’t rely on local Portuguese job boards. Instead, check international platforms like:EuropeLanguageJobs.comRemote OKLinkedIn PortugalWe Work RemotelyAnd if you’re looking to start your own business or freelance, Portugal offers the IFICI tax regime that could help you legally reduce your taxes.Portugal Golden VisaIf you’re an American with capital to invest and you’d rather buy your way into residency than go the traditional visa route, the Portugal Golden Visa is likely your best option. It’s ideal for retirees, high-net-worth individuals, and entrepreneurs looking to secure a foothold in the EU, without needing to live full-time in Portugal.And here’s something unique: You can now qualify for the Golden Visa through crypto investment, making it especially attractive for modern investors.What Is the Portugal Golden Visa?The Portugal Golden Visa is a residency-by-investment program that allows non-EU citizens to obtain legal residency by investing in qualified Portuguese funds. After five years, you can apply for permanent residency or citizenship, all while spending as little as seven days per year in the country.Key Benefits of the Golden VisaEU residency with minimal physical stay requirementsAccess to the Schengen Zone (travel freely across 25+ European countries)Eligibility for citizenship after five years with a simple A2-level language testBring your family - spouse and dependent children are includedTax advantages via the IFICI regimeMinimum Investment RequirementsInvestment TypeMinimum InvestmentNotesInvestment Fund €500,000 Must be in a golden-visa eligible fund like the Unbound FundScientific or Cultural Donation€250,000Less popular, no ROIBusiness Creation€500,000+Must create 10+ jobs in PortugalGolden Visa + Crypto with BitizenshipIf you’re a crypto investor, Bitizenship makes it easier than ever to qualify. Through the Unbound Fund, you can invest in a blockchain-focused venture capital fund, fully compliant with Portugal’s Golden Visa rules.Bitizenship offers:End-to-end legal and tax support to invest in the Portugal golden visaGuidance through the entire visa processHelp with documentation, banking, and NIF setupYou’ll also be backed by crypto-native advisors and fund managers who understand the investment landscape better than traditional real estate agents or lawyers.Portugal Visa Requirements for U.S. CitizensThe good news for Americans is that Portugal is one of the easiest countries in Europe to enter, live, and eventually naturalize in, if you meet the right criteria. U.S. citizens can enter Portugal visa-free for up to 90 days, but if you’re planning a longer stay or a permanent move, you’ll need a residence visa.Below are the main visa options and what’s required for each.Popular Portugal Visas for AmericansVisa TypeBest ForMain RequirementsD7 Visa (Passive Income)Retirees, remote workers, investorsProof of stable income (~€10,000/year), Portuguese bank account, NIF, housing in PortugalD8 Visa (Digital Nomad)Remote workers with active incomeMinimum monthly income of ≈€3,480 (4x Portuguese minimum wage), proof of remote work, housingD2 Visa (Entrepreneur)Business founders or freelancersViable business plan or proof of freelancing income, Portuguese address, NIF, bank accountGolden VisaInvestors with capitalMinimum €500,000 investment in qualifying fund or project, legal support, clean criminal recordStudent VisaStudying in PortugalEnrollment in a certified program, proof of accommodation and financial meansFamily ReunificationFamily of current Portuguese residentsProof of relationship, housing, income from sponsorFAQsHow hard is it for a US citizen to move to Portugal? It’s relatively easy; Portugal offers multiple visa options like the D7, D8, and Golden Visa, with clear requirements and a straightforward application process through your local consulate. What is the easiest country to immigrate to from the US? Portugal is one of the easiest, thanks to its welcoming visa policies, affordable cost of living, and flexible path to permanent residency and citizenship. Can Americans get residency in Portugal? Yes, U.S. citizens can apply for temporary residency through various visas, and after five years, they can apply for permanent residency if they meet the stay requirements. Can US citizens get citizenship in Portugal? Yes, after five years of legal residency, Americans can apply for Portuguese citizenship, provided they pass a basic Portuguese language test (A2 level) and maintain a clean legal record. What are some bad things about living in Portugal? Some downsides include lower average wages, slow bureaucratic processes, and the challenge of navigating daily life without Portuguese fluency in more rural areas. What’s Portugal’s immigration official website? You can find official immigration information at https://aima.gov.pt/pt, the AIMA (Agency for Integration, Migration and Asylum)Referenceshttps://www.statista.com/statistics/1416178/portugal-rental-square-meter-price-by-region/ [1]

16 MIN READ

Popular Videos (02)


[LAWYER REVEALS] State of the Portugal Golden Visa

Golden visa

November 2024

Understanding Portugal’s Golden Visa Program: Insights from Ana Bruno Law Firm

Tourism

October 2024

FAQ

(3)

Yes, we coordinate with trusted law firms and advisors to streamline the entire process for you.

Visit the official Unbound Fund website for detailed insights into Unbound Fund.

We focus exclusively on Portugal’s program, offering unmatched flexibility and strategic advantages.